Kent Terrace

Napier | Hawke's Bay

The Height of

Good Taste

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Phil Quinney

Presented At

$875,027

Bedrooms

Bathrooms

Living

2,369

SQFT

Fireplace

Office

Stone Countertops

Air Conditioning

Washer Dryer

Bar

Walk In Closet

Garage

Terrace

Pergola

Outdoor Living Space

Garden

Vineyard / Winery

Pool

Privacy

Modern

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 1

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 2

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 3

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 4

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 5

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 6

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 7

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 8

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 9

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 10

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 11

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 12

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 13

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 14

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 15

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 16

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 17

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 18

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 19

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 20

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 21

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 22

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 23

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. - Photo 24

123

Kent Terrace

Napier | Hawke's Bay

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand. , Napier , Hawke's Bay

123 Kent Terrace, Taradale, Napier

Positioned in one of Taradale’s most sought-after locations, The Terraces, this beautifully crafted Hemmingway-built home offers quality, comfort, and a peaceful semi-rural outlook. Built in 2007 and recently updated, the property sits on a generously sized, landscaped section that promises privacy and serenity

all just minutes from Taradale

Exterior

Property

Gallery

3D Street View Tour

Property Location

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand., Napier Hawke's Bay

Local Weather & Climate

Napier, Hawke's Bay

Current Conditions Updated recently

60 °F

Overcast clouds

Feels Like 59°F

Humidity 86%

Wind 3 mph

Visibility 6.2 mi

Sunrise 6:13 PM

Sunset 6:27 AM

5-Day Forecast

Wed 18 Mar

Rain

High 61°

Low 60°

Thu 19 Mar

Rain

High 67°

Low 56°

Fri 20 Mar

Clouds

High 68°

Low 49°

Sat 21 Mar

Clouds

High 67°

Low 49°

Sun 22 Mar

Clear

High 63°

Low 49°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Napier?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

NZ$

Down Payment

NZ$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for New Zealand. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on New Zealand tax year 2025 (fiscal year: April-March), rules effective from 2021. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$87,502,742

123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand.

Napier, Hawke's Bay

4 Beds

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Market Opinion

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Our perspective on current market conditions in Napier. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $87,502,742 20% down ($17,500,548)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$7,519/day

Your home may appreciate while you sleep

$52,778/week $228,706/mo $2,744,468/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$48.1M

+$68.3M

$68.3M Potential Equity

vs $48.1M lost to rent over 10 years

$17.5M Down Payment Growth

3.9x

10yr

$68.3M

8.1x

20yr

$141.4M

12.6x

30yr

$221.0M

Wealth Comparison

×526

Equivalent to 526 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $221.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $103.1M +18%

Market $119.2M +36%

Optimistic $137.5M +57%

$68.3M est. equity

20 Years

Conservative $121.4M +39%

Market $162.3M +85%

Optimistic $216.1M +147%

$141.4M est. equity

30 Years

Conservative $142.9M +63%

Market $221.0M +153%

Optimistic $339.6M +288%

$221.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand have?

This house at 123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand features 4 bedrooms with 2,369 square feet of living space.

What is the size of 123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand?

This property offers 2,369 square feet of living space.

What is the listing price for 123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand?

This property is listed at $87,502,742, which equals $36937 per square foot.

Is now a good time to buy a home in Napier?

Based on current market indicators, Napier shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 123 Kent Terrace, Taradale, Napier, HKB 4112, Napier, Hawke's Bay, New Zealand?

This is a house located in Napier, Hawke's Bay. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: